Farm Equipment Breakdown Insurance

Most farmers have the equipment they have leased or purchased to help plant or harvest crops, raise livestock, or keep their produce fresh for transport and sale. When farm equipment breaks down, operations stall or comes to a halt entirely. These breakdowns can present huge setbacks to farmers and are ones that most standard farm insurance policies don’t safeguard.

What is Farm Equipment Breakdown Insurance?

Farm Equipment Breakdown Insurance covers loss due to mechanical or electrical breakdown, the cost to repair or replace the equipment, and any other property damaged. Resulting farm/ranch income and extra expense loss is often covered as well.

When Should a Farm Equipment Breakdown Insurance Policy Be Considered?

Since most standard farm insurance policies don’t cover equipment and breakdowns, replacements must be paid out of pocket. As a farm owner or operator, Equipment Breakdown Coverage is your partner in protection, safeguarding against mechanical, electrical, and pressure system breakdowns.