Liquor Liability Insurance

Looking for the right coverage for your Liquor Liability? Squier Insurance
Agency can help you find the right policy.


Unfortunately, if your business serves, sells, distributes, manufactures, or supplies alcoholic beverages, you could be liable for your patrons’ actions. Alcohol can impair the judgment of the consumers and if your business is serving alcohol, it is important that you are prepared for what may happen next. Restaurants, clubs, and bars that serve alcohol in any form, could end up footing the bill for damages done by intoxicated patrons.

What is Liquor Liability Insurance?

Liquor Liability Insurance is liability coverage for businesses that sell, serve, distribute, supply, or manufacture alcoholic beverages.

When Should a Liquor Liability Policy be Considered?

Businesses that typically need Liquor Liability Insurance coverage include:

  • Restaurants
  • Bars and Taverns
  • Caterers
  • Breweries and Wineries
  • Grocery Stores
  • Liquor Stores


What Standard Liquor Liability Policies Cover


Assault & Battery

Which sometimes occurs when a patron is being escorted from the premises

Your Employees

Who may drink on the job (even if they’re not supposed to)


Any litigation fees and court fees related to defending your establishment from a lawsuit

Property Damage Caused By The Drunk Individual


Personal Injuries Caused By The Drunk Individual

What Standard Liquor Liability Policies Do Not Cover


Patrons Who Are Underage & Drinking


Damages To Your Own Property


Offenses Outside Of Property Damage and Bodily Harm

(Slander, Libel, etc. are not covered)

The Right Insurance Policy Begins Here

Begin By Contacting An Agent.

To add this coverage, please get in contact with a Squier Insurance Agent. They will walk you through each step, making sure the coverage you select meets your needs. To begin, please choose one of the options below.

Contact Us Today

Speak with a Squier Insurance Agent to find the coverage you need. 

(618) 576-2207

Not Able To Call?

Begin by completing our online form. An agent will contact you as soon as possible.

Locate A Trusted Squier Insurance Agent

Hardin Facility

809 West Main St.
Hardin, IL 62047
(618) 576-2207

Pleasant Hill Facility

610 West Quincy P.O. Box 308
Pleasant Hill, IL 62366
(217) 734-9241

Hardin Location

809 West Main St.
Hardin, IL, 62047

Pleasant Hill Location

610 West Quincy,
Pleasant Hill, IL, 62366

Send A Message

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Contact Information

809 West Main St,
Hardin, IL, 62047

610 West Quincy,
Pleasant Hill, IL, 62366

(618) 576-2207

(217) 734-9241
(Pleasant Hill)

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