Unfortunately, if your business serves, sells, distributes, manufactures, or supplies alcoholic beverages, you could be liable for your patrons’ actions. Alcohol can impair the judgment of the consumers and if your business is serving alcohol, it is important that you are prepared for what may happen next. Restaurants, clubs, and bars that serve alcohol in any form, could end up footing the bill for damages done by intoxicated patrons.
What is Liquor Liability Insurance?
Liquor Liability Insurance is liability coverage for businesses that sell, serve, distribute, supply, or manufacture alcoholic beverages.
When Should a Liquor Liability Policy be Considered?
Businesses that typically need Liquor Liability Insurance coverage include:
- Bars and Taverns
- Breweries and Wineries
- Grocery Stores
- Liquor Stores
What Standard Liquor Liability Policies Cover
Assault & Battery
Property Damage Caused By The Drunk Individual
Personal Injuries Caused By The Drunk Individual
What Standard Liquor Liability Policies Do Not Cover
Patrons Who Are Underage & Drinking
Damages To Your Own Property
Offenses Outside Of Property Damage and Bodily Harm
The Right Insurance Policy Begins Here
Begin By Contacting An Agent.
To add this coverage, please get in contact with a Squier Insurance Agent. They will walk you through each step, making sure the coverage you select meets your needs. To begin, please choose one of the options below.
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