Renters Insurance

Looking for the right renters coverage? Squier Insurance
Agency can help you find the right policy.


Home is where you keep the things that matter to you. Renters Insurance can help you protect that stuff if something bad happens to it. The coverage is dependable and costs less than you might think—in some cases, it only costs as much as your morning latte.

What is Renters Insurance?

Renters Insurance is property insurance that provides coverage for a policyholder’s belongings, liabilities, and possibly living expenses in case of a loss event. Increasingly, proof of Renters Insurance is required by many landlords. Personal belongings within a rented property are typically not covered under the owner’s or landlord’s property insurance.

When Should a Renters Insurance Policy Be Considered?

Renters Insurance is available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or townhome. The policy protects against losses to the tenant’s personal property within the rented property. In addition, a Renters Insurance policy protects against losses resulting from liability claims, such as injuries occurring on the premises that are not due to a structural problem with the property.


What Standard Renters Policies Cover



Theft, fires, or other loss events

A renter should buy enough Renters Insurance to replace all their personal possessions in the event of a loss event. The easiest way to determine this amount is to create a detailed list of all of your belongings with estimated values.


Liability Protection

Provides protection against lawsuits for bodily injury or property damage done by the renter, their family members, and pets.

Covers legal defense costs up to the amount of the policy.

Allows someone who gets injured on your rented property to submit their medical bills directly to the insurance company, in lieu of a lawsuit.


Additional Living Expenses Protection

provides financial protection against an insured disaster that makes it necessary to temporarily live somewhere else.

Pays for hotel bills, temporary rentals, restaurant meals, and other living expenses while a rented home is being repaired or rebuilt.

What Standard Renters Insurance Policies Do Not Cover


Flooding & Earthquakes


Pests & Vermin


High Value Items

Items of high value, such as art, antiques, and jewelry, may not be covered

Roommates Possessions

Will not cover a roommates possessions, they will need their own insurance

The Right Insurance Policy Begins Here

Begin By Contacting An Agent.

To add this coverage, please get in contact with a Squier Insurance Agent. They will walk you through each step, making sure the coverage you select meets your needs. To begin, please choose one of the options below.

Contact Us Today

Speak with a Squier Insurance Agent to find the coverage you need. 

(618) 576-2207

Not Able To Call?

Begin by completing our online form. An agent will contact you as soon as possible.

Locate A Trusted Squier Insurance Agent

Hardin Facility

809 West Main St.
Hardin, IL 62047
(618) 576-2207

Pleasant Hill Facility

610 West Quincy P.O. Box 308
Pleasant Hill, IL 62366
(217) 734-9241

Hardin Location

809 West Main St.
Hardin, IL, 62047

Pleasant Hill Location

610 West Quincy,
Pleasant Hill, IL, 62366

Send A Message

8 + 7 =

Contact Information

809 West Main St,
Hardin, IL, 62047

610 West Quincy,
Pleasant Hill, IL, 62366

(618) 576-2207

(217) 734-9241
(Pleasant Hill)

Follow On