Renters Insurance

Home is where you keep the things that matter to you. Renters Insurance can help you protect that stuff if something wrong happens to it. The coverage is dependable and costs less than you might think—in some cases, it only costs as much as your morning latte.

What is Renters Insurance?

Renters Insurance is property insurance that provides coverage for a policyholder’s belongings, liabilities, and possibly living expenses in case of a loss event. Increasingly, proof of Renters Insurance is required by many landlords. Personal belongings within a rented property are typically not covered under the owner’s or landlord’s property insurance.

When Should a Renters Insurance Policy Be Considered?

Renters Insurance is available to persons renting or subletting a single-family home, apartment, duplex, condo, studio, loft or townhome. The policy protects against losses to the tenant’s personal property within the rented property. In addition, a Renters Insurance policy protects against losses resulting from liability claims, such as injuries occurring on the premises that are not due to a structural problem with the property.