Personal Umbrella Insurance

Consider all the things you work so hard for. All of these can be at risk if you’re in an accident and held liable for injuries and damages. If the resulting expenses go above your primary policy limits, you may have to sell your assets or give up future earnings to pay the remaining costs. Ask a Squier’s agent how Personal Umbrella Insurance can help protect you financially and keep your dreams moving forward.

What is Personal Umbrella Insurance?

Think of Personal Umbrella Insurance as an additional financial safety net. You hope never to need it, but it provides significant protection of your assets and future. It adds an extra layer of liability coverage over and goes above many types of policies:

• Automobile
• Home (primary residence or seasonal)
• Motorcycle
• Watercraft
• Recreational vehicles
• Certain rental properties

When Should a Personal Umbrella Insurance Policy Be Considered?

Sometimes the limits on your other policies (Home, Auto, Boat, etc.) are not enough. The Personal Umbrella insures you above the liability limits of those policies so that a serious accident doesn’t cause serious financial consequences to your future. Besides, the Personal Umbrella covers some claims that your other policies may not.