Personal Umbrella Insurance

Looking for the right coverage for your home? Squier Insurance
Agency can help you find the right policy.

Overview

Consider all the things you work so hard for. All of these can be at risk if you’re in an accident and held liable for injuries and damages.If the resulting expenses go above your primary policy limits, you may have to sell your assets or give up future earnings in order to pay the remaining cost. Ask a Squier’s agent how Personal Umbrella Insurance can help protect you financially and keep your dreams moving forward.

What is Personal Umbrella Insurance?

Think of Personal Umbrella Insurance as an additional financial safety net. You hope to never need it, but it provides significant protection of your assets and future. It adds an extra layer of liability coverage over and goes above many types of policies:

  • Automobile
  • Home (primary residence or seasonal)
  • Motorcycle
  • Watercraft
  • Recreational vehicles
  • Certain rental properties

When Should a Personal Umbrella Insurance Policy Be Considered?

Sometimes the limits on your other policies (Home, Auto, Boat, etc.) are not enough. The Personal Umbrella insures you above the liability limits of those policies so that a serious accident doesn’t cause serious financial consequences to your future. In addition, the Personal Umbrella covers some claims that your other policies may not.

Coverages

What Standard Personal Umbrella Policies Cover

N

Bodily Injury Liability

Medical costs, loss of income, funeral expenses of other people involved in the accident.
N

Property Damage Liability

Physical destruction of someone else’s property, including the resulting loss of its use.
N

Property Damage Liability

Physical destruction of someone else’s property, including the resulting loss of its use.
N

Personal Injury Offenses

False arrest, invasion of privacy, libel, slander, humiliation or defamation of another person’s character.

What Standard Personal Umbrella Policies Do Not Cover

M

Your Business

M

Damage

Physical damage to rented property (e.g., rental car)
M

Personal Belongings

M

Intentional or Criminal Acts

The Right Insurance Policy Begins Here

Begin By Contacting An Agent.

To add this coverage, please get in contact with a Squier Insurance Agent. They will walk you through each step, making sure the coverage you select meets your needs. To begin, please choose one of the options below.

Contact Us Today

Speak with a Squier Insurance Agent to find the coverage you need. 

(618) 576-2207

Not Able To Call?

Begin by completing our online form. An agent will contact you as soon as possible.

Locate A Trusted Squier Insurance Agent

Hardin Facility

809 West Main St.
Hardin, IL 62047
(618) 576-2207

Pleasant Hill Facility

610 West Quincy P.O. Box 308
Pleasant Hill, IL 62366
(217) 734-9241

Hardin Location

809 West Main St.
Hardin, IL, 62047

Pleasant Hill Location

610 West Quincy,
Pleasant Hill, IL, 62366

Send A Message

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Contact Information

809 West Main St,
Hardin, IL, 62047

610 West Quincy,
Pleasant Hill, IL, 62366

(618) 576-2207
(Hardin)

(217) 734-9241
(Pleasant Hill)

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