Crop Hail Insurance is essential to farmers’ livelihoods. Recent climate change and unexpected weather conditions pose a greater risk in the past decade than ever before. While all weather conditions present risk, hail is unusual because it can completely obliterate part of a field while leaving the rest of the field virtually untouched.
What is Crop Hail Insurance?
Crop Hail Insurance provides protection against physical damage from hail, and in many cases will include extended coverages like fire and lightning, wind, vandalism and malicious mischief, as well as certain perils while in transit and storage at no additional cost.
When Should a Crop Hail Insurance Policy Be Considered?
The U.S. crops most vulnerable to hail damage are wheat, corn, and soybeans. Farmers growing vulnerable crops, or who own land in susceptible areas, have the most compelling reasons to purchase crop-hail coverage. However, even those in areas with low frequency of hail damage should consider it, as crop-hail costs are by area and therefore are often inexpensive.
What Standard Crop Hail Policies Cover
Physical Damage Caused By Hail
Some policies may include protection from physical damage caused by fire, lightning, wind, and vandalism
What Standard Crop Hail Policies Do Not Cover
The Right Insurance Policy Begins Here
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